Hsbc Tax Saver Equity Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹90.27(R) -0.8% ₹100.94(D) -0.79%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 25.07% 14.36% 18.04% 12.18% 12.64%
LumpSum (D) 26.17% 15.57% 19.39% 13.39% 13.73%
SIP (R) 15.16% 23.42% 22.01% 18.66% 15.83%
SIP (D) 16.19% 24.62% 23.32% 19.92% 16.98%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.79 0.42 0.75 5.67% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.15% -15.31% -13.85% 0.88 9.16%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
Taurus ELSS tax saver fund 5
Quantum ELSS Tax Saver Fund 6
Parag Parikh ELSS Tax Saver Fund 7

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
HSBC Tax Saver Equity Fund - IDCW 36.22
-0.2900
-0.8000%
HSBC Tax Saver Equity Fund - IDCW Direct Plan 40.24
-0.3200
-0.7900%
HSBC Tax Saver Equity Fund - Growth 90.27
-0.7200
-0.8000%
HSBC Tax Saver Equity Fund - Growth Direct 100.94
-0.8100
-0.7900%

Review Date: 17-01-2025

Hsbc Tax Saver Equity Fund has shown very good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 4 out of 33 funds in the category. The fund has delivered return of 25.07% in 1 year, 14.36% in 3 years, 18.04% in 5 years and 12.64% in 10 years. The category average for the same periods is 14.66%, 12.69%, 17.56% and 12.94% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 13.15, VaR of -15.31, Average Drawdown of -4.46, Semi Deviation of 9.16 and Max Drawdown of -13.85. The category average for the same parameters is 13.18, -15.91, -5.63, 9.14 and -12.47 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hsbc Tax Saver Equity Fund direct growth option would have grown to ₹12617.0 in 1 year, ₹15435.0 in 3 years and ₹24260.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Hsbc Tax Saver Equity Fund direct growth option would have grown to ₹13030.0 in 1 year, ₹51499.0 in 3 years and ₹107044.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 13.15 and based on VaR one can expect to lose more than -15.31% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.79 which shows good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.83, Beta of 0.88 and Jensen's Alpha of 5.67% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -7.60
-6.64
-11.37 | -4.27 31 | 40 Poor
3M Return % -3.54
-6.90
-11.99 | -2.71 2 | 40 Very Good
6M Return % 2.97
-4.95
-14.75 | 4.93 2 | 40 Very Good
1Y Return % 25.07
14.66
0.15 | 32.77 2 | 40 Very Good
3Y Return % 14.36
12.69
5.53 | 21.57 11 | 34 Good
5Y Return % 18.04
17.56
10.85 | 29.40 14 | 33 Good
7Y Return % 12.18
12.76
7.88 | 20.01 19 | 30 Average
10Y Return % 12.64
12.94
9.45 | 19.29 12 | 23 Good
15Y Return % 13.27
13.31
10.87 | 15.77 10 | 20 Good
1Y SIP Return % 15.16
2.62
-12.35 | 17.42 2 | 40 Very Good
3Y SIP Return % 23.42
18.13
12.69 | 32.25 3 | 34 Very Good
5Y SIP Return % 22.01
19.39
12.61 | 27.82 9 | 33 Very Good
7Y SIP Return % 18.66
17.46
11.21 | 24.79 9 | 30 Good
10Y SIP Return % 15.83
15.58
10.82 | 22.16 11 | 23 Good
15Y SIP Return % 15.13
15.13
12.51 | 19.41 11 | 21 Good
Standard Deviation 13.15
13.18
10.05 | 16.99 21 | 33 Average
Semi Deviation 9.16
9.14
7.17 | 11.99 20 | 33 Average
Max Drawdown % -13.85
-12.47
-22.25 | -6.80 24 | 33 Average
VaR 1 Y % -15.31
-15.91
-23.69 | -11.90 17 | 33 Good
Average Drawdown % -4.46
-5.63
-8.24 | -3.12 6 | 33 Very Good
Sharpe Ratio 0.79
0.62
0.04 | 1.31 10 | 33 Good
Sterling Ratio 0.75
0.71
0.23 | 1.24 12 | 33 Good
Sortino Ratio 0.42
0.34
0.05 | 0.73 11 | 33 Good
Jensen Alpha % 5.67
2.70
-7.10 | 12.72 8 | 33 Very Good
Treynor Ratio 0.12
0.09
0.01 | 0.20 8 | 33 Very Good
Modigliani Square Measure % 18.62
16.14
6.52 | 25.68 9 | 33 Very Good
Alpha % 4.90
1.81
-8.52 | 11.50 7 | 33 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -7.53 -6.54 -11.24 | -4.17 32 | 41
3M Return % -3.33 -6.65 -11.74 | -2.32 2 | 41
6M Return % 3.42 -4.45 -14.29 | 5.56 2 | 41
1Y Return % 26.17 15.88 1.53 | 34.36 2 | 41
3Y Return % 15.57 13.94 6.36 | 23.05 11 | 34
5Y Return % 19.39 18.91 11.77 | 31.46 13 | 33
7Y Return % 13.39 13.99 8.67 | 21.69 17 | 30
10Y Return % 13.73 13.98 10.28 | 20.55 12 | 24
1Y SIP Return % 16.19 3.75 -11.39 | 18.88 2 | 41
3Y SIP Return % 24.62 19.44 13.89 | 33.85 3 | 34
5Y SIP Return % 23.32 20.77 13.51 | 29.38 7 | 33
7Y SIP Return % 19.92 18.72 12.13 | 26.67 8 | 30
10Y SIP Return % 16.98 16.61 11.79 | 23.68 10 | 24
Standard Deviation 13.15 13.18 10.05 | 16.99 21 | 33
Semi Deviation 9.16 9.14 7.17 | 11.99 20 | 33
Max Drawdown % -13.85 -12.47 -22.25 | -6.80 24 | 33
VaR 1 Y % -15.31 -15.91 -23.69 | -11.90 17 | 33
Average Drawdown % -4.46 -5.63 -8.24 | -3.12 6 | 33
Sharpe Ratio 0.79 0.62 0.04 | 1.31 10 | 33
Sterling Ratio 0.75 0.71 0.23 | 1.24 12 | 33
Sortino Ratio 0.42 0.34 0.05 | 0.73 11 | 33
Jensen Alpha % 5.67 2.70 -7.10 | 12.72 8 | 33
Treynor Ratio 0.12 0.09 0.01 | 0.20 8 | 33
Modigliani Square Measure % 18.62 16.14 6.52 | 25.68 9 | 33
Alpha % 4.90 1.81 -8.52 | 11.50 7 | 33
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.80 ₹ 9,920.00 -0.79 ₹ 9,921.00
1W -1.51 ₹ 9,849.00 -1.49 ₹ 9,851.00
1M -7.60 ₹ 9,240.00 -7.53 ₹ 9,247.00
3M -3.54 ₹ 9,646.00 -3.33 ₹ 9,667.00
6M 2.97 ₹ 10,297.00 3.42 ₹ 10,342.00
1Y 25.07 ₹ 12,507.00 26.17 ₹ 12,617.00
3Y 14.36 ₹ 14,955.00 15.57 ₹ 15,435.00
5Y 18.04 ₹ 22,919.00 19.39 ₹ 24,260.00
7Y 12.18 ₹ 22,353.00 13.39 ₹ 24,094.00
10Y 12.64 ₹ 32,879.00 13.73 ₹ 36,200.00
15Y 13.27 ₹ 64,790.00

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 15.16 ₹ 12,965.30 16.19 ₹ 13,029.65
3Y ₹ 36000 23.42 ₹ 50,659.27 24.62 ₹ 51,498.90
5Y ₹ 60000 22.01 ₹ 103,698.54 23.32 ₹ 107,044.38
7Y ₹ 84000 18.66 ₹ 163,475.68 19.92 ₹ 171,001.82
10Y ₹ 120000 15.83 ₹ 275,196.36 16.98 ₹ 292,832.16
15Y ₹ 180000 15.13 ₹ 623,919.96


Date Hsbc Tax Saver Equity Fund NAV Regular Growth Hsbc Tax Saver Equity Fund NAV Direct Growth
17-01-2025 90.2739 100.9408
16-01-2025 90.9987 101.7488
15-01-2025 90.2014 100.8549
14-01-2025 89.439 100.0001
13-01-2025 88.7121 99.185
10-01-2025 91.6537 102.4666
09-01-2025 92.9947 103.9633
08-01-2025 93.9488 105.0274
07-01-2025 95.3326 106.5718
06-01-2025 94.2523 105.3616
03-01-2025 96.2451 107.5817
02-01-2025 96.7217 108.1118
01-01-2025 95.6918 106.958
31-12-2024 95.0148 106.1989
30-12-2024 94.8801 106.0458
27-12-2024 95.3552 106.5691
26-12-2024 95.5258 106.7573
24-12-2024 95.333 106.5368
23-12-2024 95.2197 106.4075
20-12-2024 94.7565 105.8824
19-12-2024 96.6961 108.0471
18-12-2024 97.1911 108.5977
17-12-2024 97.6941 109.1571

Fund Launch Date: 20/Nov/2006
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: Aims to provide long term capital appreciation by investing in a diversified portfolio of equity & equity related instruments of companies across various sectors and industries, with no capitalisation bias. The Fund may also invest in fixed income securities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An Open Ended Equity Linked Savings Scheme with a statutory lock - in of 3 years and tax benefit.
Fund Benchmark: S&P BSE 200 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.